Cozy Up to FLEXIBLE MATTRESS FINANCING
Add to your cart: Once you've snagged everything you need for your ideal bedtime set-up, select your preferred financing option at checkout and enter a few pieces of info to get a real-time decision.
Pay your way: Choose the monthly payment plan that works for you from your chosen financing partner.
Pay over time: You'll make payments directly to your chosen finance partner.
Have an HSA or FSA? You may be able to use your existing spending account to cover some or all of your Big Fig purchase.
Finance With Confidence
Choose The Way You Pay
Big Fig partners with reliable financing partners to make the bedroom of your dreams a more affordable reality.
Big ticket items, flexible payments, no late fees.
We're proud to offer Shop Pay Installments! Buy today and make flexible payments starting at 0% APR.
- Quick decision: Get a real-time decision on your eligibility.
- Easy payments: Split your purchase into easy bi-weekly or monthly payments.
- No surprises: No late or hidden fees.
Money doesn’t grow on fees...
Purchase with confidence choosing Affirm.
- Transparent: Affirm tells you up front the total amount you’ll pay. That number will never go up.
- Flexible: You choose the payment schedule that works best for you.
- Fair: Affirm won’t charge you late fees or hidden fees of any kind, ever.
Alternative financing for people with low or no FICO scores
- No Credit Required: We'll approve you up to $5,000 without looking at your FICO score.
- Pay Over Time: Make your minimum term payments and you'll own it, or buyout early and save.
- Checkout For as Little as $45: For just $45 you can enjoy your new mattress ASAP.
- Flexible Payments: Katapult sets up your payments to match your pay dates.
NEW! Use Your HSA/FSA for Eligible Big Fig Products
If your FSA has a “use-it-or-lose-it” deadline, now’s the time. Invest in your sleep health before those funds expire. Find out how to put your pre-tax dollars towards your best night's sleep.
Find out if you qualify to use HSA or FSA funds on mattresses, adjustable bases and other sleep products.
HOW TO FINANCE YOUR MATTRESS
Financing your mattress is quick, easy and transparent. Sleep now, pay later.
Select Products
Choose a mattress size or other bedding products and add to the cart. Then click to see financing options from Affirm that are as comfy as a Big Fig mattress.
Select Financing Option
When you choose Shop Pay Installments, you’re applying for a loan through Affirm. If approved, you’ll make bi-weekly or monthly payments to Affirm.
Quick Application
See if you qualify.
Complete Checkout
Return to Big Fig Mattress and complete checkout.
Now Build the Sleep Set-up of Your Dreams
Big Fig Classic Mattress
- Medium-Firm Support
- Best for Multi-Position Sleepers
- THERMOGEL COOLING® Technology
Queen$1,899.00
Big Fig Heavy Duty Foundation
- Supports up to 2,000 lbs
- 20-year warranty
- 100% European SPF
Queen$399.00
Big Fig Bed Frame
- Smart leg design that stabilizes on uneven surfaces
- Supports up to 2,000 lbs
- Gets stronger as weight is applied
Queen$249.00
Financing FAQs
Find Your Perfect Mattress
Tossing and turning? It might be time to toss your mattress. Go big. Go Big Fig. Choose from Firm, Classic or Luxe and start getting a good night's sleep.
Financing Terms & Conditions
Rates from 0–36% APR. For example, an $800 purchase might cost $72.21/mo over 12 months at 15% APR. Purchasing Power is an estimate of how much you can spend through Affirm and is subject to eligibility. Payment options through Affirm are subject to an eligibility check and are provided by Affirm's Lending Partners. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses