Big Fig Financing
Big Fig Mattress has teamed up with Bread® and Zibby to offer two great financing options!
For low APR financing, Bread® offers flexible options.
For people with low or no FICO scores, Zibby offers alternative financing.
Financing for 6-36 Months**,
0% APR Financing Available**
Fast and Easy Process
No paperwork here! Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.
Payments As Low As $54.81/Month*
For as low as $54.81/month*, you can enjoy your new mattress ASAP.
Flexible Monthly Payments
Pay off your Big Fig over time with different payment plans up to 36 months at competitive interest rates.**
Zibby offers alternative financing for people with low or no FICO scores
No Credit Required
We’ll approve you up to $3,500 without looking at your FICO score.
Pay Over Time
Make your minimum term payments and you’ll own it, or buyout early and save.
Checkout For As Little As $45
For just $45 you can enjoy your new mattress ASAP.
Zibby sets up your payments to match your pay dates.
How To Finance your Mattress:
- Step 1
Select size of your Big Fig Mattress and add to cart
- Step 2
At checkout, select your financing option as payment method
- Step 3
Complete the approval process
- Step 4
Return to Big Fig Mattress and complete checkout
Who is eligible for Financing?
U.S. residents, excluding residents of Iowa, Idaho, and West Virginia
U.S. residents over the age of 18 (19 for Alabama or Nebraska residents), provided we can verify your identity
Please note that if you apply to see if you’re pre-qualified and are denied, you won’t be eligible to apply with the same merchant again for the next 90 days
- U.S. residents, excluding residents of Minnesota, New Jersey, Wisconsin, and Wyoming
- U.S. residents over the age of 18 for all eligible states
I’ve been approved to finance a Big Fig Mattress. What’s next?
That’s great news! If you would like to pay for your order over time, simply select “Financing” as the payment method in your checkout process.
When would my first payment be due?
Your first payment is due 30 days after your order is “settled.” Usually this is about when you place your order. Our financing partner, Bread, will email you and text you a link to its simple, easy payment portal.
The first payment for Zibby is due at checkout. Then recurring payments are auto-withdrawn from the account used at checkout.
Will getting financing pre-approval affect my credit score?
Pre-qualifying for a loan will not impact your credit score whatsoever. But if you checkout with a loan, this will trigger a hard pull to your credit and will impact your score like any loan.
I was approved for a loan, but my loan amount won’t cover my full order size. What can I do?
No problem! You will be triggered to input your credit card information in the checkout process – this will allow you to cover the remaining amount of your order with a CC, and the rest can be applied to your loan so you can pay over time.
Unfortunately, Zibby cannot be used as a down payment online at this time.
Ready For Better SleepBuy The Big Fig Mattress + Foundation
EXTENDED Save $300 with code: PRES300 - Ends 2/25
As Low As $54.81/Month*
Terms & Conditions
* This example payment is based on the listed product price of $1,699 assuming a 36 month term loan and a 9.99% APR. Your terms may vary and are subject to credit approval. Rates range from 0% to 29.99% APR. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC. ** Your terms may vary and are subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments from $83.33 at 0% APR, or 36 monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.