Big Fig Financing
Big Fig Mattress has teamed up with Bread® to offer a great financing option! For low APR financing, Bread® offers flexible options.
Financing for 6-36 Months**, 0% APR Financing Available**
Fast and Easy Process
No paperwork here! Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.
Payments As Low As $54.81/Month*
For as low as $54.81/month*, you can enjoy your new mattress ASAP.
Flexible Monthly Payments
Pay off your Big Fig over time with different payment plans up to 36 months at competitive interest rates.**
How To Finance your Mattress:
- Step 1
Select size of your Big Fig Mattress and add to cart - Step 2
Select Big Fig Financing as payment method at checkout - Step 3
Complete the approval process - Step 4
Return to Big Fig Mattress and complete checkout
Financing FAQ
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Who is eligible for Financing?
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U.S. residents, excluding residents of Iowa, Idaho, and West Virginia
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U.S. residents over the age of 18 (19 for Alabama or Nebraska residents), provided we can verify your identity.
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Please note that if you apply to see if you’re pre-qualified and are denied, you won’t be eligible to apply with the same merchant again for the next 90 days
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I’ve been approved to finance a Big Fig Mattress. What’s next?
That’s great news! If you would like to pay for your order over time, simply select “Financing” as the payment method in your checkout process.
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When would my first payment be due?
Your first payment is due 30 days after your order is “settled.” Usually this is about when you place your order. Our financing partner, Bread, will email you and text you a link to its simple, easy payment portal.
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Will getting financing pre-approval affect my credit score?
Pre-qualifying for a loan will not impact your credit score whatsoever. But if you checkout with a loan, this will trigger a hard pull to your credit and will impact your score like any loan.
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I was approved for a loan, but my loan amount won’t cover my full order size. What can I do?
No problem! You will be triggered to input your credit card information in the checkout process – this will allow you to cover the remaining amount of your order with a CC, and the rest can be applied to your loan so you can pay over time.
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Terms & Conditions
* This example payment is based on the listed product price of $1,699 assuming a 36 month term loan and a 9.99% APR. Your terms may vary and are subject to credit approval. Rates range from 0% to 29.99% APR. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC. ** Your terms may vary and are subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments from $83.33 at 0% APR, or 36 monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.