Fast and Easy Process
No paperwork here! Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.
How To Finance Your Mattress:
Select size of your Big Fig Mattress and add to cart
Select Big Fig Financing as payment method at checkout
Complete the approval process
Return to Big Fig Mattress and complete checkout
Who is eligible for Financing?
- 1) U.S. residents, excluding residents of Iowa, Idaho, and West Virginia
- 2) U.S. residents over the age of 18 (19 for Alabama or Nebraska residents), provided we can verify your identity.
- 3) Please note that if you apply to see if you’re pre-qualified and are denied, you won’t be eligible to apply with the same merchant again for the next 90 days
- I've been approved. What's next?
That’s great news! If you would like to pay for your order over time, simply select “Financing” as the payment method in your checkout process.
- When would my first payment be due?
Your first payment is due 30 days after your order is “settled.” Usually this is about when you place your order. Our partner, Bread, will email you and text you a link to its simple, easy payment portal.
- Will applying for financing affect my credit score?
Pre-qualifying for a loan will not impact your credit score whatsoever. If you checkout with a loan, this will trigger a hard pull to your credit and will impact your score like any loan.
- I was approved for a loan, but my loan amount won’t cover my full order size. What do I do?
No problem! You will be triggered to input your credit card information in the checkout process – this will allow you to cover the remaining amount of your order with a CC, and the rest can be applied to your loan so you can pay over time.